Flexible funding, no collateral required.
A Small Business Line of Credit from First Financial Bank provides you with access to funds when you need them. This line of credit can help you cover unexpected expenses, manage cash flow, purchase inventory, or invest in new opportunities. Whatever your business needs, we're here to assist you.
Apply today and give your business the flexibility it deserves.
Features & Benefits
-
Simple Application
-
No Collateral Required
-
Access Funds When You Need Them
-
Advice from our Local Bankers
Loan at a Glance
To submit your business line of credit application, you must meet the minimum requirements, including but not limited to:
Line of Credit Amount | $10,000 - $75,000 ($10,000 maximum for businesses less than 2 years old) |
Term | 36 months |
Interest Rate* | Prime + margin based on credit score |
Annual Fee | 1% or $250; whichever is greater |
Loan Type | Secured or Unsecured, subject to credit underwriting |
Customer Status | Primary business account with First Financial Bank required |
-
What you need to apply
- Your business tax ID number (EIN)
- Your social security number, and the social security number of any individual who owns more than 20% of the business
- Last two years business tax returns and year to date profit/loss with a balance sheet
*Rate is based on the Prime Rate (as published in The Wall Street Journal), which is 7.50% as of 12/19/2024. Rates, program terms, and conditions are subject to change without notice.