Receivables Management

Streamline incoming payments with tools that make it easy

ACH Origination Services

Here’s how it works:

Simplify the process of making payments and collecting receivables with our ACH origination service. Log in to our Business Online Banking, upload your file or simply input payment information, verify and approve.

Features:
  • Set daily, weekly or monthly frequencies that fit your schedule
  • Streamline your accounts payable and receivable
  • Collect payments from your customers with pre-authorized debits
  • Automate your employees’ payroll with direct deposits
Benefits:
  • Reduce potential loss or theft of paper checks
  • Minimize expenses related to issuing paper checks
  • Pay your employees and vendors easier, faster, and more securely
Need payments sent today?

We offer Same Day ACH** to expedite your business transactions that require same day processing for additional fees.



*Quickbooks are trademarks and service marks of Intuit Inc., registered in the United States and other countries.

**Same Day ACH limit subject to approved daily/monthly ACH limit.

Remote Deposit Capture and Mobile Remote Deposit Capture

Here’s how it works:

Remote deposit can be deployed at any of your business locations utilizing a high-speed scanner. Checks and money orders for deposit are scanned, and their images are captured on your computer. Using a secure system, you transmit the images to the bank, and your deposit is credited to your account(s). It’s that fast and simple. 

Need a more robust system? We have an additional system that can meet your unique needs.

Features:
  • Encryption technology provides deposit security
  • Detects duplicate items
  • Provides automatic balancing
  • Access to electronic copies of deposits
Benefits:
  • Deposit checks conveniently from the comfort of your desk
  • Reduce deposit slip errors and manual procedures when making deposits
  • Improve cash flow while limiting trips to the bank

Merchant Services

Accept Visa, MasterCard, or Discover, and/or American Express from your customers as alternative payment methods to cash or checks
  • Next day funding for deposits to First Financial accounts
  • Local service and 24/7 telephone support
  • Up-to-date equipment options
  • Safe and secure

Lockbox

Here’s how it works:

Your customers will send check payments to a secure P.O. Box that we check daily. Our team scans checks, including the remittance forms, and deposits them in your account. Lockbox is designed for businesses with large check volumes, such as energy-related companies, municipalities, medical practices, and nonprofit organizations.

Let us customize your Lockbox request to your business specifications.

Features:
  • Processing of your check payments occurs on the same day of receipt
  • Receive email confirmations when mail deposits are complete
  • Receive images remittance and check payments deposited
  • Take advantage of having full access to view all of your incoming deposits at the touch of your fingertips whether you’re at your office or on the go
Benefits:
  • Minimize the expense of receiving and processing check payments
  • Leverage banking relationships to assist with your day-to-day operations
  • Eliminate deposit preparation and delivery to the bank
  • Optimize your cash flow without the expense of adding additional personnel