Tim Collard

Executive Vice President, Commercial Lending


Tim Collard has been with First Financial Bankshares for more than 15 years, beginning in 1992 as Loan Review Officer. Mr. Collard’s banking career began with formal credit training at InterFirst Bank in Dallas in 1982, followed by a move to InterFirst Bank in Abilene where he rose to become a Vice President in Energy Lending. After brief stints collecting troubled loans on behalf of the FDIC, he was named Senior Lender and then City Executive for Chase Bank of Abilene in 1995. He returned to First Financial Bank in 2006 where he rose to Executive Vice President in Commercial Lending. In 2018, he was named Executive Vice President-Managed Assets for the holding company.


Mr. Collard earned his BBA in Business Finance at Texas Tech University in 1981.


Mr. Collard currently serves as Board Member and Treasurer for the Abilene Regional Council on Alcohol & Drug Abuse and on the advisory board for the Texas Tech Health Science Center School of Public Health in Abilene. Mr. Collard has previously served as Treasurer, Loaned Executive and Board Member for the United Way of Abilene, Treasurer and Board Member for Big Brothers Big Sisters of Abilene, and Board Member for the Abilene Chamber of Commerce.