Welcome to First Financial Bank!


For more than 130 years, First Financial Bank has remained TEXAS STRONG. We pride ourselves on being able to provide all the “big bank” services, while operating as local community banks with local decision making. If you’ve been thinking of changing your banking relationship, we ask you to consider First Financial Bank. Some banks offer you Texas branches. We’ve had Texas roots since 1890.

At First Financial Bank we put our customers FIRST and provide unmatched customer service. For a limited time, we are also providing $100 when you open a new WOW or Heritage Checking Account. Read the full offer below to find out how. 

1. Choose between one of the great accounts listed below


-Debit card, online and mobile banking, and online bill pay 
- Free eStatements
Cell phone protection*
- Fully managed fraud resolution services
- RideShare protection and roadside assistance*
-Travel and leisure discount*
-Health discounts**
- $6 monthly fee, reduced to $0 with $.10 per debit card swipe


-Complimentary Debit Card, Online Banking, 
Mobile Banking, and Bill Pay
- eStatements
- Up to $10 in Foreign ATM refunds per month
- Includes Branded Checks (one order annually)

-No monthly maintenance fee, if 62 or better

2. Apply Online

Once you decide which account is right for you, click one the buttons below to apply: 

WOW! Checking Account

Heritage Checking Account

Applying online requires the following:

  • Date of Birth
  • Residential Address
  • Driver's License, Passport, Military ID, State ID or Alien identification Number (one required)
  • U.S. Social Security Number or Individual Tax Identification Number (ITIN)
  • U.S. Citizenship, Resident or Non-resident Alien Status
  • External account information if funding from an external account

3. Present your offer letter to a Personal Banker and make an opening deposit

4. Once completed, learn more about the great features that come with your new checking account

Do you have other banking needs or questions? We would love to put You First.

We're so glad you are here! Please let us know how you heard about First Financial.
Please note that email is not a secure method of communication. Do not include sensitive data in this form such as account numbers or personal information.

*The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the benefits described. Please refer to the actual Guide to Benefits and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance 

**Health Discount Savings is NOT insurance. Registration/activation is required. Insurance and discount products are not deposits, not FDIC insured and not guaranteed by First Financial Bank, its affiliates or any governmental agency. 

***To receive bonus: 1) Present a letter, postcard, or reference a social media post to a personal banker  2) Open a new WOW or Heritage checking account (subject to approval) before December 31, 2022 3) Make an opening deposit at which time we will issue the bonus. Limited to one bonus per account opened. If a new account is closed within 180 days of opening date, a $25 account closing fee will be charged. 4) $100 bonus is subject to 1099-INT reporting.