Think all checking accounts are the same? Think again.

First Financial Bank offers a range of innovative checking accounts designed to meet your individual needs and goals. We provide seven different types of accounts, each with unique features and benefits designed specifically for you.

Refer to the table below to find the checking account that best suits your lifestyle and financial needs. Regardless of which account you choose, you’ll receive exceptional customer service that prioritizes you, ensuring that you have the support you need every step of the way. At First Financial Bank, your satisfaction and financial well-being are our top priorities.

Please note that not all accounts can be opened online. If you wish to open an account that is not available online, we invite you to visit one of our convenient branch locations.


Open An Account Online

Your Benefits:
Premier Checking
Open Account
WOW! Checking
Open Account Learn More
Interest Checking
Open Account
Heritage Checking
Open Account
Free with eStatement
Open Account
First Access Checking
Learn More
First Checking (for minors)
Learn More
Best For

The perfect interest-bearing checking account for larger balances and those who use Money Orders and Cashier’s Checks.

A fan favorite! The best option for anyone who wants more from their checking account.

Perfect for those looking to earn interest without maintaining a larger balance.

An interest-bearing account for those age 62 or better.

The perfect starter account if you are looking to open your first checking account.

A great option if you are looking for no minimum daily balance, no minimum deposit, and no required direct deposit. 

Children under 18: This joint account is designed to help children learn the value of responsible spending.
Cell Phone Protection
Checkmark
Up to $10,000 Travel Accidental Death and Dismemberment Insurance
Checkmark
Roadside Assistance
Checkmark
Fully Managed Fraud Resolution Services
Checkmark
Up to $1 Million Identity Theft Reimbursement Coverage
Checkmark
Travel and Leisure Discounts
Checkmark
RideShare Protection
Checkmark
Health Discount Savings
Checkmark
Complimentary Money Orders, Cashier Checks
Checkmark
Pays Interest
Checkmark
Checkmark
Checkmark
Foreign ATM refunds per month

Up to $15

Up to $6    

Up to $10    
Free Branded Checks (1 order annually)
Checkmark
Checkmark
Checkmark
Monthly Fees

$12 if average balance falls below $10,000

$6 monthly maintenance fee, reduced by $.10 for each qualified debit card transaction.

$6 if average balance falls below $1,000

$0

$0

$4.99

$0

Premier Checking

Open Account

  • Best For

    The perfect interest-bearing checking account for larger balances and those who use Money Orders and Cashier’s Checks.

  • Cell Phone Protection

  • Up to $10,000 Travel Accidental Death and Dismemberment Insurance

  • Roadside Assistance

  • Fully Managed Fraud Resolution Services

  • Up to $1 Million Identity Theft Reimbursement Coverage

  • Travel and Leisure Discounts

  • RideShare Protection

  • Health Discount Savings

  • Complimentary Money Orders, Cashier Checks

    Checkmark

  • Pays Interest

    Checkmark

  • Foreign ATM refunds per month

    Up to $15

  • Free Branded Checks (1 order annually)

    Checkmark

  • Monthly Fees

    $12 if average balance falls below $10,000

WOW! Checking

Open Account Learn More

  • Best For

    A fan favorite! The best option for anyone who wants more from their checking account.

  • Cell Phone Protection

    Checkmark

  • Up to $10,000 Travel Accidental Death and Dismemberment Insurance

    Checkmark

  • Roadside Assistance

    Checkmark

  • Fully Managed Fraud Resolution Services

    Checkmark

  • Up to $1 Million Identity Theft Reimbursement Coverage

    Checkmark

  • Travel and Leisure Discounts

    Checkmark

  • RideShare Protection

    Checkmark

  • Health Discount Savings

    Checkmark

  • Complimentary Money Orders, Cashier Checks

  • Pays Interest

  • Foreign ATM refunds per month

  • Free Branded Checks (1 order annually)

  • Monthly Fees

    $6 monthly maintenance fee, reduced by $.10 for each qualified debit card transaction.

Interest Checking

Open Account

  • Best For

    Perfect for those looking to earn interest without maintaining a larger balance.

  • Cell Phone Protection

  • Up to $10,000 Travel Accidental Death and Dismemberment Insurance

  • Roadside Assistance

  • Fully Managed Fraud Resolution Services

  • Up to $1 Million Identity Theft Reimbursement Coverage

  • Travel and Leisure Discounts

  • RideShare Protection

  • Health Discount Savings

  • Complimentary Money Orders, Cashier Checks

  • Pays Interest

    Checkmark

  • Foreign ATM refunds per month

    Up to $6    

  • Free Branded Checks (1 order annually)

    Checkmark

  • Monthly Fees

    $6 if average balance falls below $1,000

Heritage Checking

Open Account

  • Best For

    An interest-bearing account for those age 62 or better.

  • Cell Phone Protection

  • Up to $10,000 Travel Accidental Death and Dismemberment Insurance

  • Roadside Assistance

  • Fully Managed Fraud Resolution Services

  • Up to $1 Million Identity Theft Reimbursement Coverage

  • Travel and Leisure Discounts

  • RideShare Protection

  • Health Discount Savings

  • Complimentary Money Orders, Cashier Checks

  • Pays Interest

    Checkmark

  • Foreign ATM refunds per month

    Up to $10    

  • Free Branded Checks (1 order annually)

    Checkmark

  • Monthly Fees

    $0

Free with eStatement

Open Account

  • Best For

    The perfect starter account if you are looking to open your first checking account.

  • Cell Phone Protection

  • Up to $10,000 Travel Accidental Death and Dismemberment Insurance

  • Roadside Assistance

  • Fully Managed Fraud Resolution Services

  • Up to $1 Million Identity Theft Reimbursement Coverage

  • Travel and Leisure Discounts

  • RideShare Protection

  • Health Discount Savings

  • Complimentary Money Orders, Cashier Checks

  • Pays Interest

  • Foreign ATM refunds per month

  • Free Branded Checks (1 order annually)

  • Monthly Fees

    $0

First Access Checking

Learn More

  • Best For

    A great option if you are looking for no minimum daily balance, no minimum deposit, and no required direct deposit. 

  • Cell Phone Protection

  • Up to $10,000 Travel Accidental Death and Dismemberment Insurance

  • Roadside Assistance

  • Fully Managed Fraud Resolution Services

  • Up to $1 Million Identity Theft Reimbursement Coverage

  • Travel and Leisure Discounts

  • RideShare Protection

  • Health Discount Savings

  • Complimentary Money Orders, Cashier Checks

  • Pays Interest

  • Foreign ATM refunds per month

  • Free Branded Checks (1 order annually)

  • Monthly Fees

    $4.99

First Checking (for minors)

Learn More

  • Best For

    Children under 18: This joint account is designed to help children learn the value of responsible spending.

  • Cell Phone Protection

  • Up to $10,000 Travel Accidental Death and Dismemberment Insurance

  • Roadside Assistance

  • Fully Managed Fraud Resolution Services

  • Up to $1 Million Identity Theft Reimbursement Coverage

  • Travel and Leisure Discounts

  • RideShare Protection

  • Health Discount Savings

  • Complimentary Money Orders, Cashier Checks

  • Pays Interest

  • Foreign ATM refunds per month

  • Free Branded Checks (1 order annually)

  • Monthly Fees

    $0

All Accounts Include:

  • Online & Mobile Banking

    When you are on the move, digital banking lets you quickly and conveniently access your accounts from anywhere.

  • Complimentary Debit Card

    Choose from over 200 unique debit cards that are instant-issued at account opening.

  • Credit & Money Management Tools

    Monitor your credit, track your spending, build a budget and more.

  • Monthly eStatement

    Stay on top of your accounts with electronic statements that are included at no additional charge.

  • Send and Receive Money with Zelle®*

    A simple, secure way to send money to family, friends, and people you know and trust.

  • Paper Statement with Images

    Optional if you prefer a paper copy each month. ($2, with images)

    *U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

    Need help transferring your recurring payments and direct deposit to your new First Financial account? Our 1Click tool makes it easy.

    Learn About 1Click

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