First Checking Account Benefits:

  • No Monthly Fees

    Keep more of your child's hard-earned allowance, paycheck, or gifts without worrying about monthly charges.

  • Secure Online & Mobile Banking

    Children 13 years of age or older can access and use Online and Mobile Banking. We have modified the digital banking experience for our youth account, offering limited capabilities to ensure your child's money stays safe.

  • Parental Oversight

     Your child's checking account will be available in your Online and Mobile banking account. Monitor your child's spending, check balances, and make easy transfers between your own accounts. 

  • Complimentary and Fun Debit Card

    At your discretion, children over 12 may receive a stylish, kid-friendly debit card that's perfect for everyday purchases.

  • Safety Focused

    Rest easy knowing your child's account is protected with the full strength of First Financial Bank tools, processes, and precautions.

  • A Trusted Financial Partner Into Adulthood

    We offer no hassle updated account and ownership options as your child matures into adulthood. Keep the same account number, with bankers you know and trust offering the same great service!  

Open a First Checking joint account today!

First Checking is great for parents and kids of all ages who would like to start smart financial habits early. Interested in opening a First Checking account for your child? Here's what you need to bring with you to a branch:

  • Identifying Information: your minor's name, physical address, date of birth, social security number, contact phone number.
  • State issued ID card (such as a driver's license or permit) or a copy of their birth certificate.
  • You MUST be the legal guardian of the minor. 
  • If you are not a current First Financial Bank customer, you will also have to bring the identifying information listed above.

For questions related to the First Checking account opening process or identification, contact a friendly First Financial Banker near you for more information.

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