Credit Reporting
Your credit score is important to you, and at First Financial Bank, your financial health and wellness is important to us.
Credit Report from First Financial gives you convenient, unlimited access to your credit score and full report anytime, anywhere, and on any device through online and mobile banking. You can also see a personalized credit score report card explaining the factors influencing your score and personalized tips to improve your credit score. The best part? It is included at no extra cost with all First Financial Bank checking accounts.
Credit Score
View your latest credit score from the homepage of First Financial digital banking. Your score is updated every 24 hours, and viewing does not negatively impact your score.
Full Credit Report
Complete credit report that provides a comprehensive view of your credit, including a list of open loans, accounts, and inquiries. View your payment history, credit utilization, and more.
Credit Monitoring
Monitors your credit report daily and informs you by email if any significant changes are detected, such as a new account, a new delinquency, or if an inquiry has been made.
Score Simulator
Use the interactive tool to simulate credit or loan applications, balance transfers, credit inquiries, missed and on-time payments, credit pay-offs, and more.
Financial Tools
Track spending by category, monitor cash flow, set budgets, and more.
Simplify your finances with personalized insights and smart tools designed to help you succeed. The best part? Financial tools is complimentary for all First Financial checking account holders.
Features:
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Track spending by category
Set goals and monitor your spending by category each month. Includes a visual representation to easily know where you are spending more money than you have planned for.
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Monitor cash flows
Compare your spending to your income. View transactions that appear to be recurring bills, income, or expenses to create a comprehensive view of your cash flows.
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Powerful budgeting tool
Set and adjust a monthly budget. Includes a predictive tool feature that allows you to easily set a budget based on previous spending habits.
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Link external accounts
Link external accounts and debts for a comprehensive view of your finances.
Online & Mobile Bill Pay
Let’s face it, nobody likes paying bills. But missing a payment is worse. In addition to late fees, it can damage your credit score. Make paying bills easy and convenient so you never have to worry about missing a payment. Bill Pay enables you to pay bills without ever having to write a check. Additionally, it offers enhanced security measures, safeguarding your sensitive information during transactions.
Enrolling in Bill Pay:
Through your First Financial online banking account, simply select "Sign Up for Bill Pay" and follow the instructions to create your “payees.” When you receive your bills, select your payee, enter the amount and date of your payment, and leave the rest to us! Your online Bill Pay payments will arrive on the calendar date you select.
Utilizing Bill Pay:
Once you have enrolled in Bill Pay, you can access via the Payments & Transfers menu in online banking and select "Pay with Bill Pay", you can also access it via the quick link options in mobile banking.
Our bill pay system will save your payees and your past payments, making the process simple. You can even track due dates and choose payment frequency to stay on top of all upcoming payments. Plus, using online bill pay is paperless and can help protect you from mail theft!
Other Digital Banking Tools:
Send Money with Zelle®
Zelle® is a simple way to send money to family, friends, and people you know and trust. Whether you’re sending a birthday gift of money to a family member or reimbursing a friend, use Zelle®.
Digital Wallet
No matter how you choose to shop, your digital wallet makes it even easier to pay with your cards. Add your cards to Apple Pay® or Google Pay™, then you can enjoy a secure way to pay.
Debit Card Controls
With the click of a button, you can easily disable your card if it is lost, set transaction allowances, assign spending limits, and add travel alerts.