Helping Texans put down roots since 1890.
Sometimes, you use a home loan to purchase a house, while at other times, you use your home as equity for a different loan. Is now the right time to apply for a mortgage loan? Do I need a conventional loan or something different? Confused? That’s okay. We’re here to help you navigate this exciting adventure—let’s chat about it!
Mortgages aren’t one-size-fits-all—and that’s a good thing. Whether you’re a first-time buyer, a seasoned mover, or just curious about your options, we’re here to help you find a loan that feels just right. We’ll walk you through the choices, explain things in plain language, and help you land on the option that fits your life and your goals. Think of us as your guide, your teammate, and your biggest fan all rolled into one.
Home Loans with First Financial
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Conventional / FHA / VA / USDA
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Affordable Home Loan and Community Investment Grants
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Home Equity and Home Improvement Loans
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Professional Mortgage Loans
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Additional loans we offer:
- Bridge Loans
- Barndominium Loans
- Construction Loans
- Investment Property Loans
Meet the Gonzales Family, First Financial Home Loan Customers
Here to help, every step of the way.
Getting a home loan shouldn’t feel overwhelming—and with us, it won’t. We believe in keeping things clear, straightforward, and honest from the very beginning. No confusing jargon. Just real people helping you make confident decisions.
Whether you’re buying your first home, upgrading, or refinancing, our team is here to guide you through the process step by step. We’ll answer your questions, explain your options, and make sure you always know what comes next. Here’s what the journey often looks like:
1. Determine your reason for buying a house.
Before beginning the buying process, take a moment to reflect on your motivations. Are you looking for stability, investment opportunities, or a place to create lasting memories? Understanding your reason for buying will help guide your decisions throughout the home-buying journey.
2. Decide how much house you can afford using one of our mortgage calculators.
Financial planning is crucial when purchasing a home. Utilize a mortgage calculator to estimate your monthly payments based on your income, debts, down payment, and other expenses. This will give you a clearer picture of what you can realistically afford. Consider factors like property taxes, insurance, and maintenance costs in your budget.
3. Let us help find the mortgage that is right for you.
It’s worthwhile to meet with a mortgage lender in your area to discuss your needs and goals. Our lenders provide personalized guidance and help you understand the nuances of different mortgage types, so you can rest easy during the homebuying process.
