Business Checking

Because growth requires vision —and the right financial partner.

Every Kind of Business Checking, For Every Kind of Business.

From small start-up business needs to large corporate treasury demands, First Financial has an account that’s just right. Speak with a First Financial Banker today about which business checking account is right for your organization.

All business accounts come with the following features:

  • Online Banking
  • eStatement
  • Optional Business Debit Card
  • 24 Hour Banking by Phone
  • Dedicated Customer Service Team
  • Never an ATM Charge from Us[1]
  • Optional Combined Statements
  • Check Images Included in Monthly Statements
Your Benefits
Business 500
Business Account Analysis
Business Interest Checking
Business Money Market
Business Savings
Minimum to Open

$100

$100

$100

$100

$100
Monthly Maintenance Fee

$0

$20

$10

$12

$3
Maintenance Fee Waived For

No Maintenance Fee

Earnings Credit applied toward cost of services [2]

$2,500 Average Ledger Balance or $25,000 Combined loan, checking, and savings ledger balance[3]

$2,500 Average Ledger Balance

$500 Average Ledger Balance
Number of Items Included

500

N/A

200
Per Item Over Limit

$0.50

N/A

$0.50
Per Deposit

Included in Items

$0.50

Included in Items
Items Deposited - Foreign or Transit

Included in Items

$0.15

Included in Items
Items Deposited - On-Us

Included in Items

$0.12

Included in Items
Debits Paid

Included in Items

$0.15

Included in Items

$10.00 per debit over 6 

$3.00 per debit over 6
Paper Statement

$5.00 (waived for eStatement)

No Charge

$5.00 (waived for eStatement)

No Charge 

No Charge
Optional Sweep Protection[4]

$5.00 per Occurrence 

-

$5.00 per Occurrence

-

-
Earns Interest

No

No

Earns tiered Business Interest rate based on collected balances

Earns tiered Business Money Market rate based on collected balances

Earns Business Savings rate based on collected balances
Treasury Management Services

Service Charges Apply

Analyzed Service Charges Apply

Service Charges Apply

Business 500

  • Minimum to Open

    $100

  • Monthly Maintenance Fee

    $0

  • Maintenance Fee Waived For

    No Maintenance Fee

  • Number of Items Included

    500

  • Per Item Over Limit

    $0.50

  • Per Deposit

    Included in Items

  • Items Deposited - Foreign or Transit

    Included in Items

  • Items Deposited - On-Us

    Included in Items

  • Debits Paid

    Included in Items

  • Paper Statement

    $5.00 (waived for eStatement)

  • Optional Sweep Protection[4]

    $5.00 per Occurrence 

  • Earns Interest

    No

  • Treasury Management Services

    Service Charges Apply

Business Account Analysis

  • Minimum to Open

    $100

  • Monthly Maintenance Fee

    $20

  • Maintenance Fee Waived For

    Earnings Credit applied toward cost of services [2]

  • Number of Items Included

    N/A

  • Per Item Over Limit

    N/A

  • Per Deposit

    $0.50

  • Items Deposited - Foreign or Transit

    $0.15

  • Items Deposited - On-Us

    $0.12

  • Debits Paid

    $0.15

  • Paper Statement

    No Charge

  • Optional Sweep Protection[4]

    -

  • Earns Interest

    No

  • Treasury Management Services

    Analyzed Service Charges Apply

Business Interest Checking

  • Minimum to Open

    $100

  • Monthly Maintenance Fee

    $10

  • Maintenance Fee Waived For

    $2,500 Average Ledger Balance or $25,000 Combined loan, checking, and savings ledger balance[3]

  • Number of Items Included

    200

  • Per Item Over Limit

    $0.50

  • Per Deposit

    Included in Items

  • Items Deposited - Foreign or Transit

    Included in Items

  • Items Deposited - On-Us

    Included in Items

  • Debits Paid

    Included in Items

  • Paper Statement

    $5.00 (waived for eStatement)

  • Optional Sweep Protection[4]

    $5.00 per Occurrence

  • Earns Interest

    Earns tiered Business Interest rate based on collected balances

  • Treasury Management Services

    Service Charges Apply

Business Money Market

  • Minimum to Open

    $100

  • Monthly Maintenance Fee

    $12

  • Maintenance Fee Waived For

    $2,500 Average Ledger Balance

  • Number of Items Included

  • Per Item Over Limit

  • Per Deposit

  • Items Deposited - Foreign or Transit

  • Items Deposited - On-Us

  • Debits Paid

    $10.00 per debit over 6 

  • Paper Statement

    No Charge 

  • Optional Sweep Protection[4]

    -

  • Earns Interest

    Earns tiered Business Money Market rate based on collected balances

  • Treasury Management Services

Business Savings

  • Minimum to Open

    $100

  • Monthly Maintenance Fee

    $3

  • Maintenance Fee Waived For

    $500 Average Ledger Balance

  • Number of Items Included

  • Per Item Over Limit

  • Per Deposit

  • Items Deposited - Foreign or Transit

  • Items Deposited - On-Us

  • Debits Paid

    $3.00 per debit over 6

  • Paper Statement

    No Charge

  • Optional Sweep Protection[4]

    -

  • Earns Interest

    Earns Business Savings rate based on collected balances

  • Treasury Management Services

Notes:
1. No charge from our bank ATMs. Foreign ATMs will still charge their fee. 
2. Excludes NSF charges.
3. Excludes Trust Investments & CDs.
4. Sweep from transaction account or line of credit.

Let's build your business together. Come visit us to open an account today.
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