Dream homes deserve dream mortgages.
At First Financial, we understand the home-buying experience can be both exciting and stressful. After all, it’s probably your biggest investment. Let our experts help take the stress out of the mortgage process. From application to closing, we’ll work hand in hand to make your financial decisions easier and smarter. You’ll be enjoying your new home in no time.
When it comes to financing your home, there are lots of choices. Some eligible homebuyers may qualify for an FHA (Federal Housing Administration) or a VA (Department of Veterans Affairs) loan, while others might need something more conventional. Need help understanding which is best for you? That's where we come in.
What to expect
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Easy Application
With a variety of application methods and numerous products available, getting started on your mortgage with First Financial is as easy as 1-2-3!
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Local Underwriting
With experienced underwriters on our staff, we have the flexibility and resources to ensure your mortgage loan process is efficient and straightforward.
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Seamless Processing
After your application is complete, our knowledgeable processing staff will be available to assist your loan officer and ensure that your loan is handled with care from start to finish. We are available throughout the entire process to put your mind at ease.
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Smooth Closing
Our expert closing staff, combined with our long-standing relationships with local title companies, enables us to provide a top-notch closing experience.
Ready to take the first step? Find a First Financial Mortgage lender near you.
Transparency is key. Here's what we will need from you during the process:
- Most Recent 30 Days Paystubs
- Most Recent 2 years W-2's
- A copy of your Driver's License (all applicants)
- Most Recent Pension/Retirement Statement (if applicable)
- Bankruptcy & Discharge Paperwork (if applicable)
- Most Recent 2 Month's Bank Statements and Retirement Account Statements (all pages)
- Tax Returns with All Schedules (Personal and Business) (if applicable)
- Social Security Benefits Awards Letter (if applicable)
- Divorce Decree/Child Support (if applicable)
- Closing Disclosure from Sale of Home (if applicable)
Local service you can count on. Smart tools that keep it simple.
When it comes to home loans, we believe you shouldn’t have to choose between a friendly face and powerful technology—you deserve both. Our local team is right here in your community, ready to answer your questions, cheer you on, and help you feel confident every step of the way.
At the same time, we’ve got industry-leading tools that make applying, tracking, and managing your mortgage easier than ever. From online applications to secure document uploads, we keep things moving—without the stress.
In the First Financial Mortgage app you can:
- Use calculators to estimate your monthly payments
- Access your pre-qualification letter to use when submitting for a new home
- Track the progress of your application
- Submit documents securely and directly to your loan officer
- Communicate with your loan officer and realtor
- And more!