- First Financial Bank
-
Personal Banking
- Personal Banking Products
-
Personal Borrowing Services
- Auto Loans
- Recreational Loans
-
Home Loans
-
Mortgage Loans
-
Find a Mortgage Lender Near You
-
Mortgage Officers
- Sally Redmon
- Isaac Hartley | Mortgage Loan Officer
- Kimberly Pieper | Mortgage Loan Officer
- Yolanda Guerrero | Mortgage Loan Officer
- Wes Master | Mortgage Loan Officer
- Trent Pride | Mortgage Loan Officer
- Thea Hernandez | Mortgage Loan Officer
- Tammie Harding
- Summer Handy | Mortgage Loan Officer
- Stephen Harding
- Sarah Kappel | Mortgage Loan Officer
- Rigo Esparza | Mortgage Loan Officer
- Rhea Smith | Mortgage Loan Officer
- Monty Dobbins
- Michelle Greif | Mortgage Loan Officer
- Kim Luckey | Mortgage Loan Officer
- Kellee McDonald | Mortgage Loan Officer
- Kami Graves | Mortgage Loan Officer
- Josh Kreitler | Mortgage Loan Officer
- Jennifer LeBlanc | Mortgage Loan Officer
- Janet O'Dell | Mortgage Loan Officer
- Jamie Bell | Mortgage Loan Officer
- Irene Green | Mortgage Loan Officer
- Drenda Fruge | Mortgage Loan Officer
- Dell Seiter | Mortgage Loan Officer
- Corie O'Connor
- Chelsea Hansen | Mortgage Loan Officer
- Candi Kanady | Mortgage Loan Officer
- Cameron Horton | Mortgage Loan Officer
- Bobby Brennan | Mortgage Loan Officer
- Arlette Saucedo | Mortgage Loan Officer
-
-
Find a Mortgage Lender Near You
- Specialty Home Loans
- Home Equity Loans & Lines of Credit
- Bryan-College Station Mortgage Lenders
- Abilene Mortgage Lenders
- Granbury Home Loans
-
Mortgage Loans
- Personal Loans & Lines of Credit
- Credit Cards
- Professional Lending Programs
- Personal Solutions
- Personal Banking Resources
- Business Banking
- Wealth Management
- About Us
- Contact Us
-
Find a Location
- Huntsville
- Franklin
- Lumberton
- Bryan/College Station Main
- Willow Park
- Willis
- Weatherford North
- College Park
- Adams Drive
- Waxahachie
- Walnut Springs ATM
- Vidor
- Trophy Club
- Trent
- Creekside (Tomball)
- Lamar Street ATM
- Hailey Street ATM
- Sweetwater Main
- River North
- Downtown Stephenville ATM
- Stephenville Main
- Grand Parkway
- Southlake Main
- Knickerbocker
- San Angelo Main
- Roby ATM
- Roby
- Rising Star
- Ranger
- Port Arthur (Mid County)
- Palacios
- Mauriceville
- Orange Main
- Odessa
- Newton
- New Waverly
- Moran
- Montgomery
- Mineral Wells ATM
- Mineral Wells
- Midlothian
- Merkel
- Magnolia
- Kingwood Main
- Keller
- Hereford Hwy ATM
- Hereford ISD ATM
- Hereford Main
- Grapevine
- Granbury North
- Granbury South
- Acton
- Glen Rose
- Fulshear
- Fort Worth Main
- El Campo
- Eastland Main
- Decatur
- Westview
- Conroe Main
- Cut and Shoot
- Tower Point
- College Station
- Clyde
- Ridgeway
- Cleburne Main
- Cisco
- Burleson
- N. Earl Rudder Fwy (Hwy 21)
- Texas Ave
- Brock
- Bridgeport
- Boyd
- Beaumont
- Alvarado
- Aledo
- Albany
- Southwest Drive ATM
- Walmart South ATM
- Walmart North ATM
- United Supermarkets ATM
- Sayles ATM
- Mockingbird ATM
- Frenchmens Creek ATM
- Walmart North
- Walmart South
- United Supermarket
- River Oaks
- HEB Grocery Store
- Downtown Main
- Pine Motorbank
- Antilley
- Buffalo Gap Motorbank
- Buffalo Gap
- Judge Ely
-
Articles & Financial Education
-
Business
-
Personal
- Top P2P Scams in 2025
- How to Tell if You're Being Scammed
- Executive Order 14247: What It Means for You
- Romance Scams
- Servicemember Protections
- Credential Stuffing
- Identity Theft Prevention
- How to Prevent Overdrafts
- Resources for Victims of Identity Theft
- Social Security Fraud
- Tips to Avoid Holiday Scams
- Should I Rent or Buy My Home?
- Investment Fraud
- Understanding Lifestyle Creep
- Financial Health & Your Wellbeing
- Save Time When Buying a Home
- Zelle® Safety Tips
- What To Do if You Were Scammed
-
Trust
- Generational Strategies
- Navigating Texas's Energy Boom
- A Review of Asset Location Strategy
- Primary Estate Planning Documents
- Retirement Planning After 50: It's Not Too Late!
- Who is a Trust Really For?
- Year-End Charitable Donation Checklist
- Guidance for Tax Season
- IRS Finalizes RMD Regulations
- Pre-Tax vs Roth
- Importance of Monitoring and Rebalancing Your Portfolio
- Generational Strategies
- Financial Planning for Parents with Young Children
- Risk in Retirement
- Financial Planning for College
- Estate Planning 101
- IRS-Tax Fraud
- Farm and Ranch Management
- IRS Notice 2024-35 Explained
- End of Year Tax Planning
-
-
Bios
-
Executive Team
- Brian Goodrich | General Counsel
- J. Kyle McVey, CPA | Executive Vice President, Chief Accounting Officer
- T. Luke Longhofer | Executive Vice President, Chief Credit Officer
- John J. Ruzicka | Executive Vice President, Chief Information Officer, Chairman, President and CEO, First Technology Services
- Randy Roewe | Executive Vice President, Chief Risk Officer
- Lon Biebighauser | President, First Financial Trust
- Ronald D. Butler II | Executive Vice President, Chief Administrative Officer
- Michelle S. Hickox | Executive Vice President, Chief Financial Officer
- David Bailey | President, First Financial Bankshares, Inc.
- F. Scott Dueser | Chairman & CEO, First Financial Bankshares, Inc.
-
Trust
- Michael Kiefer, CPA | Senior Vice President, Relationship Manager | First Financial Trust
- M. Paul Cloud, JD | Vice President, Trust Relationship Manager
- John X. Hernandez | Vice President, Relationship Manager
- Jayme Potts | Trust Operations Officer
- Wayne Chowning | Executive Vice President, Sweetwater Market Leader
- Zach Ryan | Vice President, Systems Analyst
- Brandy Thompson | Vice President, Relationship Manager
- Blake Vickers | Assistant Vice President, Relationship Manager
- David Castleberry | Executive Vice President, Stephenville Market Leader
- Richard Vaughn | Senior Vice President, San Angelo Market Leader
- Trent Martin | Senior Vice President, Equities Portfolio Manager
- Bill Rowe, CFA | Executive Vice President, Fixed Income Investments
- Max Long | Assistant Vice President, Real Estate
- Matt Melbourne, CFIRS | Executive Vice President, Chief Operations Officer
- Landon O. Berg | Assistant Vice President, Oil and Gas
- Kiley Hembree, CFA | Assistant Vice President, Fixed Income Investments
- Keeton Eoff | Vice President, Real Estate
- Justin Bryan | Senior Vice President, Real Estate Manager
- Josh R. Brown, CPL | Senior Vice President, Oil and Gas Manager
- John Ferguson, CFA | Vice President, Equities Portfolio Manager
- Chris Montoya, CFA | Executive Vice President, Public Equities & Private Capital Investments
- Belinda Roensch, CTOP™ | Senior Vice President, Operations Manager
- Danielle Jesensky, J.D. | Vice President, Relationship Manager
- Ed Fussa | Senior Vice President, Houston Market Leader
- Pam Berry | Trust Officer, Relationship Manager
- Jeff Wind, J.D., CTFA | Senior Vice President, Bryan/College Station Market Leader
- Thad Jennings, CPA | Senior Vice President, Relationship Manager
- Missy Kampert | Trust Officer, Relationship Manager
- Lon Biebighauser, CTFA | President, First Financial Trust
- Kirk Thaxton, CTFA | Vice Chairman, First Financial Trust
- Jesse Davis | Assistant Vice President, Relationship Manager
- Grant Seabourne, CFP ®, CTFA | Vice President, Relationship Manager
- Ed McGowan | Senior Vice President, Employee Benefits
- Brooks Hutchinson | Vice President, Relationship Manager
- Ash Griggs | Trust Officer, Fixed Income Investments
-
Senior Officers
- Rett Everett | Executive Vice President, Credit Administration
- Mike Parker | Executive Vice President, Chief Compliance Officer
- Javier Jurado | Executive Vice President, Chief Audit Executive
- Eric Bonnell | Senior Vice President, Director of Enterprise Risk Management
- Cynthia Suarez | Executive Vice President, Chief Information Security Officer
- Keith Morton | Executive Vice President, Credit Administration
-
Line of Business Executives
- Violet Watson Griggs | Senior Vice President, Marketing
- Josh Brown | Executive Vice President, Human Resources
- Gary Milliron | Vice President, Property Manager
- Frank Gioia | Executive Vice President, Customer Contact Center
- Dan Summerford | Executive Vice President, Director of Middle Market Banking
- Chris Schjetnan | Executive Vice President, Community Outreach & Lending
- Andrea Smiddy-Schlagel | Executive Vice President, Treasury Management
- Isabel Montoya | Executive Vice President, Deposit Operations
- Maggie Tuschinski | Executive Vice President, Chief Digital Officer
- Lori Hill | Executive Vice President, Retail Banking
- Mike Wolverton | Executive Vice President, Consumer Lending
-
-
Footer Links
