Certificates of Deposit (CDs)

Lock in Your Savings with a First Financial CD

Looking for a safe and reliable way to grow your savings? Our Certificates of Deposit (CDs) offer guaranteed returns, competitive interest rates, and the security you need to achieve your financial goals. Whether you're saving for a future large purchase, planning for retirement, or simply looking to diversify your existing portfolio, our CDs provide a solid avenue for your financial growth.

Special CD Rates

13-Month Term
Special CD Interest Rate
3.85 %

3.84% APY*

Minimum Deposit of $50,000 

11-Month Term
Special CD Interest Rate
3.75 %

3.76 % APY*

Minimum Deposit of $50,000

9-Month Term
Special CD Interest Rate
3.65 %

3.67% APY*

Minimum Deposit of $50,000 

7-Month Term
Special CD Interest Rate
3.55 %

3.58% APY*

Minimum Deposit of $50,000

*Annual Percentage Yield as of 07/02/2026. Rates are fixed for the term of the CD. Minimum opening deposit of $50,000 required. Interest paid at maturity. A penalty may be imposed for early withdrawal. Other conditions and restrictions apply. Rates subject to change without notice prior to account opening. See a personal banker for complete terms and conditions.

Investing in a Certificate of Deposit with First Financial is a smart decision for anyone seeking a blend of security and growth. Visit us today to learn more about our current CD offerings and find the perfect option to help you lock in your savings and achieve your financial goals. Don't wait—secure your future today!
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Why choose a CD?

  • Guaranteed Returns

    With a First Financial CD, you can enjoy peace of mind knowing that your principal investment is protected. Your returns are guaranteed, allowing you to plan confidently for the future. This stability means that regardless of fluctuations in the market, your investment remains secure.

  • Competitive Interest Rates

    We understand that maximizing your investment is crucial. That’s why we offer competitive CD rates designed with our customers in mind. Our interest rates are regularly reviewed and adjusted to ensure they remain among the best in the market, so you can feel good about growing your savings.

  • Flexible Terms

    We offer a variety of terms to best suit your financial timeline and goals. Whether you're seeking a short-term investment or a longer-term commitment, you can select from various CD terms that match your needs. This flexibility allows you to plan your financial milestones effectively, ensuring you have the funds available when you need them.

  • FDIC Insured

    Your investment is safe with us! All First Financial CDs are FDIC insured, which means your money is protected up to the maximum amount allowed by law. This assurance adds an extra layer of security, making CDs a low-risk option for your savings.