Turn Acres into Opportunities
In the vast landscape of rural Texas, securing a suitable land loan is essential for owning your piece of it. For over 135 years, we have supported our local communities and have striven to facilitate the growth of rural areas by providing competitive, transparent lending options. We offer a range of loans tailored to help you connect with your dream agribusiness, farm, or recreational property.
on a 10-year term*
Down payment as little as 10%
Terms as long as 30 years
Program Details
- Rates subject to change periodically and vary based on the credit score of the primary borrower or guarantor.
- A funded FFB deposit account with a minimum balance of $10,000 is required prior to closing. Deposit accounts are subject to approval.
- Rate lock options for 5/7/10/15/20 years.
- Rate and down payment quoted above apply for to up to 80% loan-to-value (LTV).
- Max LTV on 30-year financing term is 75%. LTV calculation included all fees.
- Applies to new land purchases and non-FFB refinance transactions.
- Land must be 10 acres or more. Not to be used on land held for development.
- Origination fees are as follows: 0.5% for loans financed up to 20 years, 1% for loans financed for 25 to 30 years.
- Other terms and conditions apply, speak with an FFB Relationship Manager for more information
Loan Amount: $300,000 | Terms 30 years | Interest rate: 6.35%| 1% origination fee | APR: 6.704% | Monthly payment $1,866.48*
Loan Amount: $300,000 | Terms 10 years | Interest rate: 5.75%| .5% origination fee | APR: 6.126% | Monthly payment $3,292.70*
*Payments may change after lock period ends.