Merchant Services

Credit Card Processing Solutions For Business Banking

No matter what kind of business you operate, accepting credit cards is essential to your bottom line. From traditional terminals to mobile systems, we have a solution that’s right for your business.

To get started, we’ll need to know a little bit of information like your expected average sales amount and your estimated total monthly credit card sales. The application process is quick and easy because we do all the work. Approval time is typically within 24 hours. From there, we’ll get equipment ordered and programmed and you’ll be ready to accept credit card payments from VISA, MasterCard, Discover, and American Express.

First Financial Bank offers several credit card processing solutions:

  • Traditional terminals connected to a phone line or an internet connection
  • Web-hosted processing, which is ideal if your business has recurring payments
  • Mobile solutions for devices with Apple or Android* operating systems
  • Wireless terminals**
  • DialPay with no equipment required. While DialPay is more expensive per transaction, it can be just right for businesses with few or infrequent transactions

Advantages of choosing First Financial merchant services include:

  • No contract
  • Help desk support available all day, every day
  • 100% funding within 24 hours for batches submitted by 5 p.m. on any business day
  • A single statement for all card types, including American Express

Optional services include:

  • Check Verification/Guarantee Program
  • Gift/Loyalty Card Program – a cost-effective way to attract new customers and grow relationships with existing ones

For more information about credit card processing for your business, contact us by calling 877-627-7201 or emailing

* depending on the model of phone and the cell phone provider
**dependent on cell phone coverage where sales are captured