First Financial Bank Personal Checking Accounts Worth Checking Out

Choose Between a Free Checking Account, An Interest-Bearing Checking Account, and More.

Think all checking accounts are the same? Think again. First Financial Bank offers a variety of innovative checking accounts to fit your individual needs and goals. Five different types of accounts have various features and benefits designed with you in mind. 

Premier Checking is the perfect interest-bearing checking account for those who use Money Orders and Cashier’s Checks.

The WOW! Checking account provides benefits like ID theft protection and cell phone protection.

For those looking for a checking account that pays interest, Interest Checking or Heritage Checking are great choices.

And if you’re looking to open your first checking account, the Free with eStatement account may be just what you need.

Our First Access Checking account is a great option if you are looking for no minimum daily balance, no minimum deposit, and no required direct deposit. 

Use the table below to find the best checking account for you. At First Financial, no matter which one you choose, you’ll receive customer service that puts YOU FIRST. Not all accounts can be opened online. If you are interested in opening an account that is not available online, please visit one of our convenient branch locations. 

open a checking account online 

FFIN Checking Account Types and Benefits
Free Debit Card, Online Banking, Mobile Banking & Bill Pay
Free eStatement
Paper Statement with images $2, with images $2, with images $2, with images $2, with images $2, with images $2, with images
Cell Phone Protection*          
Up to $10,000 Travel Accidental Death and Dismemberment Insurance*          
Roadside Assistance*          
Fully Managed Fraud Resolution Services          
Up to $1 Million Identity Theft Reimbursement Coverage*          
Travel and Leisure Discounts**          
RideShare Protection*          
Health Discount Savings***          
Complimentary Money OrdersCashier Checks          
Notary Service
Pays Interest****      
Foreign ATM refunds per month Up to $15   Up to $6 Up to $10    
Free Branded Checks (1 order annually)      
Monthly Fee $12 if average balance
falls below
Reduced to $0
with $.10 per swipe
if average balance falls
below $1,000
if age 62+

open a checking account online 

All First Financial checking accounts provide these select services at no charge:


  • Online Banking for 24/7 access to your account information and the ability to transfer funds between accounts.
  • Online Bill Pay to handle ALL your bills and send money to individuals. Enter your payment information, select the date you want the payment to arrive and we’ll do the rest.
  • Instant Issue Debit Card with your choice of PIN.
  • Mobile Banking Services. Download our FREE app and stay connected. Set email alerts. Pay bills. Make Deposits. You’re always in control of your money.

Visit any of our convenient locations to meet with a Personal Banker.

Special Program Notes:
The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the benefits described. Please refer to the actual Guide to Benefits and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance.
**Travel and Leisure Discounts available online only
***Health Discount Savings is NOT insurance. Registration/activation is required.  
****Rates subject to change without notice