Affordable Home Mortgage Program

First Financial Can Help

Purchasing and owning a home is part of the American Dream, but far too often potential homebuyers are limited by funding resources and support. First Financial Bank’s Affordable Home Mortgage Program is designed to support the home-buying process and let you focus toward creating cherished memories in your dream home. The team of lenders at First Financial Bank are dedicated to helping you achieve your personal goals of home ownership and will stand by you every step of the way.

Program Details

  • $300,000 maximum loan amount. $30,000 minimum loan amount.
  • Available to single family residence, owner occupied, and primary homestead properties within the state of Texas
  • 30-Year Fixed Rate Term with only 10% down payment
  • 20-Year Fixed Rate Term with only 5% down payment
  • Down payments may come from a grant, gift or other verifiable sources
  • Purchase or Refinance
  • No minimum credit history
  • Loan is retained and serviced by First Financial Bank - the loan will not be sold
  • Gross household income cannot not exceed $80,000