First Financial Can Help
Purchasing and owning a home is part of the American Dream, but far too often potential homebuyers are limited by funding resources and support. First Financial Bank’s Affordable Home Mortgage Program is designed to support the home-buying process and let you focus toward creating cherished memories in your dream home. The team of lenders at First Financial Bank are dedicated to helping you achieve your personal goals of home ownership and will stand by you every step of the way.
Program Details
- $350,000 maximum loan amount*
- Up to 100% financing**
- No Private Mortgage Insurance (PMI)
- Available for single-family residences that are owner-occupied as a primary residence
- 30-Year Fixed Rate Term
- 15-Year Fixed Rate home equity
- Purchase, Refinance, or Home Equity
- No minimum credit score
- Loan is retained and serviced by First Financial Bank - the loan will not be sold
- Gross household income cannot not exceed $100,000
- Manufactured Home options available
- For more information on terms or rates, speak with a local lender near you.
*Maximum loan amount of $350,000. Subject to credit approval. Escrow required. Other restrictions apply. Subject to change. *Loans subject to income and/or other eligibility requirements which may vary depending on property location. Available in Bank’s designated assessment areas in Texas. **Up to 100% financing based on lesser of purchase price or appraised value. This ad is not a commitment to lend.
Payment Example: Loan amount: $350,000 | Term: 15/1 | Interest rate: 8% | 0.50% Origination fee: APR = 8.395% | Monthly payment: $2,887.89. Amount shown does not include required escrow account.
Payment Example: Loan amount: $350,000 | Term: 360 months | Interest rate: 8% | 0.50% Origination fee: APR = 8.104% | Monthly payment: $2,568.20. Amount shown does not include required escrow account.
Rate and terms provided are examples and do not include required escrows for taxes and insurance. Actual rates and terms are based upon credit and other conditions. Visit a First Financial Bank lender for specific program details or call us for more details at 855-660-5862.