Financing Designed for the Driven
Exclusive lending opportunities for individuals with a professional license.
One of the many rewards of achieving your professional goals is the ability to pursue your personal ones. When opportunities arise, let First Financial help you take advantage of them with Flexible lending and credit options. Learn more about our professional lending program:
Unsecured Line of Credit for Professionals*
Credit Limits from $5,000 to $75,000
- Two attractive interest rate options including fixed interest rate options with interest-only payment periods available
- No collateral required
- $50.00 annual fee
- Access money when you need it
- First Financial Bank deposit relationship required. Subject to approval. Minimum draw of $200.00.
*Professional license required to qualify. Fields include Accounting, Engineering, Legal and Medical
Mortgage for Medical Professionals
Let our team of experienced loan officers get you on the fast-track for approval. Our Medical Professional’s Mortgages are retained and serviced locally, they are not sold to investors. Requirements for the
First Financial Medical Professional’s Mortgage Program include:
- Up to 100% financing available for loans up to $600,000.
- If the mortgage is between $600,001 to $1,000,000, a cash down payment of 5.00% is required. For loans in excess of $1,000,000 a cash down payment of 10% is required.
- No PMI.
- Life insurance must be assigned to the Bank for 20% of total mortgage if 95% financing is provided.
- Escrow services for property taxes and insurance may be required by the Bank.
- Applicants income must be verified by last two years tax returns, recent pay stub, or guaranteed salary through employment contract.
- All applicants subject to credit approval.
