Auto Loans

Auto Loans Made Easy with First Financial Bank

In the market for a new ride? First Financial can put you in the driver’s seat. 

Drive with confidence knowing you have the support of a local bank that understands the roads you travel.

Our auto loans are designed to fit the unique needs of Texans, offering competitive rates and flexible terms. With a seamless application process and personalized assistance, securing your dream car has never been easier. 

NEW CAR LOAN

As low as
5.60%APR
on a 72-month term*

  • Available for 2021 and newer models
  • Terms from 24 to 72 Months
  • Rate shown includes .25% discount if you sign up for an auto-draft from a First Financial account

apply now

USED CAR LOAN

As low as
5.74%APR
on a 72-month term**

  • Available for 2019-2020 models
  • Terms from 24 to 72 Months
  • Rate shown includes .25% discount if you sign up for an auto-draft from a First Financial account

apply now

OLDER CAR LOAN

As low as
7.75%APR
on a 60-month term***

  • Available for 2018 and older models
  • Terms from 24 to 60 Months
  • Rate shown includes .25% discount if you sign up for an auto-draft from a First Financial account

apply now

Curious about how much your car payment would be? Use our auto loan calculator to find out.

Car Payment Calculator 


Your vehicle is an asset that can work for you. Use the equity to pay off higher interest credit cards or consolidate bills. Consider refinancing for a lower interest rate and lower payments.
Visit any of our convenient locations to meet with a First Financial lender.


Looking to Learn More? Contact a Lender Today!


All loans subject to credit approval.

*New Car Payment Example: A 72 month new auto loan (model years 2021 and newer) with an annual percentage rate (APR) of 5.60% would have monthly payments of $13.89 per one thousand dollars borrowed. 

**Used Car Payment Example: A 72 month used auto loan (model years 2019 to 2020) with an annual percentage rate (APR) of 5.74% would have monthly payments of $16.45 per one thousand dollars borrowed. 

***Older Car Payment Example: A 60 month used auto loan (model years 2018 and older) with an annual percentage rate (APR) of 7.75% would have monthly payments of $20.16 per one thousand dollars borrowed.