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Banking built for the next generation
The First Checking Account from First Financial Bank is designed to help the next generation become financially confident. With an interactive digital experience tailored to young account holders, kids can learn valuable money management skills while parents maintain visibility and control. Together, families can build a strong financial foundation through hands-on lessons in spending, saving, earning, and achieving goals.


Earn

Learn
Financial literacy, made for the digital generation.
Budgeting Basics
Interactive budgeting tools teach kids how to plan, track, and manage their money.
Saving Habits
Help youth build habits early by setting goals
Engaging Content
Insightful bite-sized guides break down debit, credit, and prepaid cards for Gen Z.
Gamified & Fun
Kids earn achievements and celebrate their progress by making smart money choices

Spend
Account Balances
Kids and parents see real-time balances for full transparency.
Card Controls
Parents set spending limits, helping kids learn how to use a debit card responsibly.
Instant Card Lock
One tap to lock or unlock a card adds peace of mind.
Parental Oversight
All activity happens within the First Financial Bank Digital experience, reinforcing trust and visibility

Save
Building smart habits. One goal at a time.
Monthly Budgets
Youth create a monthly budget and earn rewards for sticking to it, reinforcing planning and discipline.
Savings Goals
Visual tools help kids save toward real goals, from bikes to their first cars.
Save Smarter
The power of consistent saving helps kids build healthy financial habits that last a lifetime.
Progress Tracking
Real-time dashboards show how close they are to hitting their goals — and build excitement as they do.

Borrow
Real-world money lessons. Safely delivered.
Parental Loans
Parents act as the lender, setting interest rates and terms to simulate real borrowing.
Repayment Tracking
Kids learn about interest, schedules, and follow-through — without the risk.
Gift Interest
Gifting the interest back to your child teaches them the value of generosity and responsible borrowing.