First Checking Digital Experience

Coming Soon!

Banking built for the next generation

The First Checking Account from First Financial Bank is designed to help the next generation become financially confident. With an interactive digital experience tailored to young account holders, kids can learn valuable money management skills while parents maintain visibility and control. Together, families can build a strong financial foundation through hands-on lessons in spending, saving, earning, and achieving goals.


First Checking Digital Experience - Digital Stack

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FAQs

  • Cash for Tasks - Parents assign tasks, set custom rewards, and approve when completed.
  • Cash for Grades - Turn academic success into earnings. Kids upload report cards to earn parent-set rewards.
  • Request Money - Youth can request funds through the app. Parents approve instantly and securely
  • Automated Allowance - Parents set up recurring transfers so they never have to remember allowance day again.


First Checking - Earn

  • Budgeting Basics - Interactive budgeting tools teach kids how to plan, track, and manage their money.
  • Saving Habits - Help youth build habits early by setting goals.
  • Engaging Content - Insightful, bite-sized guides break down debit, credit, and prepaid cards for Gen Z.
  • Gamified & Fun - Kids earn achievements and celebrate their progress by making smart money choices.


First Checking - Learn


  • Account Balances - Kids and parents see real-time balances for full transparency.
  • Card Controls - Parents set spending limits, helping kids learn how to use a debit card responsibly.
  • Instant Card Lock - One tap to lock or unlock a card adds peace of mind. 
  • Parental Oversight - All activity happens within the First Financial Digital experience, reinforcing trust and visibility.


First Checking - Spend 


  • Monthly Budgets - Youth create a monthly budget and earn rewards for sticking to it, reinforcing planning and discipline.
  • Savings Goals - Visuals help kids save towards real goals, from bikes to their first cars.
  • Save Smarter - Consistent saving helps kids build healthy financial habits that last a lifetime.
  • Progress Tracking - Real-time dashboards show how close they are to hitting their goals — and build excitement as they do.


First Checking - Save

  • Parental Loans - Parents act as lenders, setting interest rates and terms to simulate real borrowing.
  • Repayment Tracking - Kids learn about interest, schedules, and follow-through — without risk.
  • Gift Tracking - Gifting the interest back to your child teaches them the value of generosity and responsible borrowing.



First Checking - Borrow