First Checking Digital Experience

Coming Soon!

Banking built for the next generation

The First Checking Account from First Financial Bank is designed to help the next generation become financially confident. With an interactive digital experience tailored to young account holders, kids can learn valuable money management skills while parents maintain visibility and control. Together, families can build a strong financial foundation through hands-on lessons in spending, saving, earning, and achieving goals.


First Checking Digital Experience - Digital Stack

First Checking - Earn

Earn

First Checking - Learn

Learn

Financial literacy, made for the digital generation.

Budgeting Basics

Interactive budgeting tools teach kids how to plan, track, and manage their money.

Saving Habits

Help youth build habits early by setting goals

Engaging Content

Insightful bite-sized guides break down debit, credit, and prepaid cards for Gen Z.

Gamified & Fun

Kids earn achievements and celebrate their progress by making smart money choices

First Checking - Spend


Spend

Account Balances

Kids and parents see real-time balances for full transparency.

Card Controls

Parents set spending limits, helping kids learn how to use a debit card responsibly.

Instant Card Lock

One tap to lock or unlock a card adds peace of mind.

Parental Oversight

All activity happens within the First Financial Bank Digital experience, reinforcing trust and visibility

First Checking - Save


Save

Building smart habits. One goal at a time.

Monthly Budgets

Youth create a monthly budget and earn rewards for sticking to it, reinforcing planning and discipline.

Savings Goals

Visual tools help kids save toward real goals, from bikes to their first cars.

Save Smarter

The power of consistent saving helps kids build healthy financial habits that last a lifetime.

Progress Tracking

Real-time dashboards show how close they are to hitting their goals — and build excitement as they do.

First Checking - Borrow


Borrow

Real-world money lessons. Safely delivered.

Parental Loans

Parents act as the lender, setting interest rates and terms to simulate real borrowing.

Repayment Tracking

Kids learn about interest, schedules, and follow-through — without the risk.

Gift Interest

Gifting the interest back to your child teaches them the value of generosity and responsible borrowing.


Have questions or want to learn more about First Checking Digital Experience? We can help.

FAQs