Mortgage information and Calculators

MAKE INFORMED FINANCIAL DECISIONS

What to Expect

The mortgage process can be an exciting and nerve racking time for even the most experienced borrowers. First Financial Mortgage strives to make the process as smooth as possible by providing first class service with personal attention.

  • Easy Application 

    • With a variety of ways to apply and many products available, getting started on your mortgage with First Financial is as easy as 1-2-3!


  • Local Underwriting

    • With experienced underwriters right here on our staff, we have the flexibility and resources to make sure your mortgage loan process is efficient and straightforward.

  • Seamless Processing

    • After your application is complete, our knowledgeable processing staff will be there to assist your loan officer and ensure that your loan is handled with care from start to finish - we are available through the entire process to put your mind at ease!


  • Smooth Closing

    • Our expert closing staff and our long lasting relationships with local title companies enable us to provide a top notch closing experience

What We Need

  • Most Recent 30 Days Paystubs
  • Most Recent 2 years W-2's
  • A copy of your Driver's License (all applicants)
  • Most Recent Pension/Retirement Statement (if applicable)
  • Bankruptcy & Discharge Paperwork (if applicable)
  • Most Recent 2 Month's Bank Statements and Retirement Account Statements (all pages)
  • Tax Returns with All Schedules (Personal and Business) (if applicable)
  • Social Security Benefits Awards Letter (if applicable)
  • Divorce Decree/Child Support (if applicable)
  • Closing Disclosure from Sale of Home (if applicable)


Mortgage Calculators

Want to learn more about growing your money and reaching your financial goals? First Financial has a wide range of tools and resources to keep you on the path to success. Any one of these calculators will help you determine the best financial decision for your specific situation or answer questions about where you should live.

Calculate a Mortgage Payment

If you want to know how much your house payment would be each month, enter relevant details and find out with this mortgage payment calculator.

Calculate Now

Should You Rent or Buy a Home?

Determining whether you should rent or buy your home is a nuanced decision. Use this calculator to learn more about the financial piece of the puzzle.

Rent vs Buy Calculator

Proceeds from Sale of a Home

Where does the money from the sale of your home go at closing? This calculator shows you how much money is allocated to what.

Where Do the Proceeds Go?

Adjustable Rate Mortgage Analyzer

Are there benefits to choosing an adjustable rate for your mortgage rather than a fixed rate? Find out with this First Financial calculator.

Analyze Adjustable Rate

Refinance?

Should you refinance your home? Find out if you could save money by refinancing your home by using this calculator.

Time to Refinance?

Should I Rent or Buy my Home?

The decision whether to rent or buy your home is based on any number of factors, including your timeline, equity, amenities, maintenance, and taxes. Let First Financial help you explore the pros and cons of renting and buying as well as the financial implications of each.

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