Build Your Future With First Financial Bank
Your plans for the future will require a solid nest egg. There are many reasons to save:
- day-to-day emergencies
- preparation for college
- preparation for retirement
- peace of mind
First Financial can help. We offer competitive Certificate of Deposit rates with terms from 7 days to 60 months and IRAs that provide a secure, tax-deferred way to save.
CDs
A Certificate of Deposit is an excellent saving choice when you want to earn more than a savings account. To meet your short-term or long-term investment goals, First Financial offers CD options for as little as $500 and for terms as short as 7 days.
If you are saving for your retirement years, an Individual Retirement Account (IRA) is a great choice. First Financial offers two types: Traditional IRA and ROTH IRA.
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Special Rate CD
A Special Rate Certificate of Deposit available for a limited time is also an excellent saving choice when you want to earn more than a savings account. This CD can be opened with a minimum $50,000 and has four term options. Contact a First Financial personal banker today for more information - (855) 660-5862.
Traditional IRA
A traditional IRA offers tax-deferred earnings as well as tax-deductible contributions. If you are looking to manage your own retirement savings or to supplement an existing retirement savings plan, the Traditional IRA is a great pre-tax option. Highlights include:
- Minimum opening deposit of $500
- All funds accumulate in a tax-favored account
- Taxes are deferred until distribution, when you may be in a lower tax bracket
Roth IRA
Introduced with the Taxpayer Relief Act of 1997, a Roth IRA also offers tax-deferred earnings, but the contributions are not deductible. It’s an attractive alternative to the Traditional IRA with generous withdrawal conditions. Highlights include:
- Minimum opening deposit of $500
- Can continue contributions after age 70 1/2
- Distributions at 70 1/2 are NOT required
- Qualified distributions are tax free
Visit any of our convenient locations to meet with a Personal Banker and discuss how we can help securely build your financial future.