2023 Annual Report

Onward.

We are proud of the year we had in 2023 and look ONWARD to the future with great optimism. While 2023 was a challenging time for the banking industry, First Financial Bankshares remained resilient and was again recognized as one of the top-performing banks in the country by Forbes and S&P Global. 

On this page you'll find the stories, financial updates, and regional updates included in our annual report. You can also view the full PDF version here. We look forward to progressing ONWARD in 2024 and beyond!


Featured Section: Community Stories

THE GONZALEZ FAMILY

PRINCIPAL LED

RICHARD AND JUDY GAONA

HARD EIGHT BBQ

ANTHONY EGBO JR.


A LETTER TO OUR SHAREHOLDERS

See our year end review from First Financial Bankshares President & CEO F. Scott Dueser. Additionally, Dueser provides strategic vision for 2024, as transparency and alignment are priorities to propel our employees, shareholders, and communities onward.

READ LETTER

FINANCIAL HIGHLIGHTS

First Financial Bankshares again had an efficiency ratio stronger than industry average. This section covers our financial performance in 2023, including total assets, net income, stock market value, efficiency ratio, and other financial data.

REVIEW FINANCIALS

MEET OUR EXECUTIVE TEAM

We are especially thankful for our dedicated and professional executive team whose diverse experiences and backgrounds enrich our Company with fresh perspectives and innovative ideas. Their hard work and commitment drive our success onward.

MEET THE TEAM

FIRST FINANCIAL TRUST

First Financial Trust & Asset Management Company had a strong year in 2023, increasing total assets and net earnings. Read more about our Trust team's performance and see which regions we serve across the state.

READ LETTER AND FINANCIALS

First Financial Bank Regional Performance

Review regional financials and a letter from each of our 12 regional presidents below.